Medicare Rebates
The most common way Australians reduce the cost of psychology sessions is through Medicare. To access Medicare rebates, you need a Mental Health Treatment Plan from your GP. This gives you access to up to 10 Medicare-rebated psychology sessions per calendar year.
The process is straightforward:
- Book a longer appointment with your GP
- Your GP prepares a Mental Health Treatment Plan and referral
- Book your psychology session with us
- We process your Medicare rebate on the spot in most cases
The Medicare rebate covers a portion of the session fee. The remaining amount, known as the gap fee, is your responsibility. The gap fee varies depending on the type of session and the practitioner you see.
NDIS Funding
If you are an NDIS participant with psychology included in your plan, we can provide services funded through your NDIS package. Unbound Minds is a registered NDIS provider. Our team can help you understand how to use your funding for therapy or assessments.
Private Health Insurance
Many private health insurance policies include coverage for psychology under their extras cover. The amount covered varies depending on your insurer and level of cover. You can use either Medicare or private health insurance for a session, but not both for the same appointment. Our admin team can help you work out which option provides the best outcome for you.






